Originally Posted by
wco81
Hmm, so my Chip and Sign does have a PIN.
Your card may have a PIN assigned for the purpose of obtaining cash advances from ATM's. If I recall correctly the examples in which entering that PIN to make a purchase were not petrol pumps in France. This matters because the pumps apparently use "offline" verification, meaning that the PIN you enter is compared to the PIN stored in the chip. This should fail with a USA-issued Chip & Signature card because the cash advance PIN is stored in the issuer's servers, not in the chip.