Originally Posted by
soitgoes
The process is not that complicated with State Department FCU. I applied online, had an email the next morning asking for the last two pay stubs and a signature on an application form
The process, apparently, is not that complicated for several credit unions
as long as you have normal direct employment income which produces pay stubs.
But what if you had no pay stubs (because you're self employed, a per-project-biling contractor, unemployed but investment income, etc)? Would it still have been as easy at State Department FCU then?
The "complexity" part of this thread started a handful of posts ago when someone who doesn't have pay stubs (because of their manner of income, not because of their lack of income) tried to apply somewhere. Perhaps part of the complexity there was due to the specific credit union, but another part of the complexity sure seemed to be because they seemed to be set up only for people who work for an employer and get pay stubs.