Originally Posted by redtigeriii

I see my credit score as an asset, and a valuable one at that. I decided a while ago I wasn't going to just let it sit there... I'd put it to work and gain something out of it. A lot of people in general seem a little leary about credit cards, or afraid of the unknown. Personally I'm afraid of having a debit card and its a debate I've had with others many times in trying to get others into the miles game. Anyhow, the miles I've accumulated (not a ton compared to most but enough for now) will allow me to take trips that otherwise would be very hard for me to afford. I enjoy traveling, and I'm also a thrifty person. I'm not looking to travel in first class and I probably won't end up 'maximizing' my redemptions when I do use my miles in the future. But, they will end up suiting my needs and save me a lot of money, and take me to places I might not otherwise be willing to lay out so much cash to visit.