Originally Posted by
GoGreen
I've heard that before and I wonder how many applicants are really abiding by it. I'm going to keep doing things my own evil way.
I don't blame you, and I suspect most folks are behaving that way without even considering that the rules may have changed. My wife is a by the book kind of gal, so she, and her circa 800 credit score with zero cards from chase/amex/citi sits on the sidelines.
I expect the regulation to change for spouses at some point since it wasn't the legislative intent and has lousy political optics. At that point we'll cry havoc and unleash the hounds. Until then there are plenty of offers for me to chase the spend on.