Ok, so I have the Explorer I got it in January. I would like to get the Chase Sapphire Preferred because of the No Forex fees and you get bonus points on Travel and Dining ( I do a lot of the latter
) But, I wanted to get the MP Club card because the first year is free and I can actually justify the club portion on it, since I tend to go to the club whenever im traveling. I would like some ideas/insight on what I should do. Although I know that the current offer on the MP Club is free im wondering if there might be a better offer in December.
Also, am I able to change the MP Explorer I currently have into the MP Club? and vice versa in a year or a couple of years down the road if I cant justify having the Club access on there?