Originally Posted by
sunk818
...assume that based on the merchant category code (MCC) of the business, Bank of America will know the business is a travel, leisure, or hotel category and let me redeem my points as a statement credit?
The qualifying merchant codes are stated explicitly in the terms:
:
https://www.bankofamerica.com/credit...avel%20Rewards
Note also that there is an annual 10% rewards bonus if you have a Bank of America or Merrill Lynch account. This raises the rebate to 1.65% .
There is also a double points feature on travel booked through their online agency, capped at 9000 bonus points per year.
There is also an annual fee version of this card:
I believe it is this card called BankAmericard Priveleges with Travel Rewards:
https://www.bankofamerica.com/credit...credit-card.go
The 10% bonus for Bank of America and Merrill Lynch account holders makes this a 2.2% program.