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Thread: to freeze or not to freeze before apps
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Old Mar 13, 2012, 8:33 pm
  #12  
ddallas
 
Join Date: Jan 2010
Posts: 1,708
Originally Posted by longhorn11
What's your opinion on it? I'm assuming that since you've been doing it for a while it's worth the trouble. Does it make it easier to get the Chase apps approved? Given your username I'm assuming we're in the same area (or maybe you just like Dallas ). It does seem like everyone pulls experian around here, only PenFed has pulled Equifax (which they pull exclusively).
It's worth it for me because Chase has so many cards with bonuses. Otherwise I would have 8 more pulls on my Experian report. As it is I have 8 on TU (where Chase goes when I freeze the other two), 15 on Experian (AMEX, Citi, BofA), and a couple on Equifax from credit unions.
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