Originally Posted by
ddallas
I've been doing this for years and my results have been the same. Chase is the only one that will pull something other than the one they want for my area. AMEX, Citi, and BofA all insist on pulling Experian. They simply cancel the application after 30 days if I do not unfreeze it for them.
What's your opinion on it? I'm assuming that since you've been doing it for a while it's worth the trouble. Does it make it easier to get the Chase apps approved? Given your username I'm assuming we're in the same area (or maybe you just like Dallas
). It does seem like everyone pulls experian around here, only PenFed has pulled Equifax (which they pull exclusively).