Originally Posted by
perkunas
CreditSesame is 36-points higher than my CreditKarma "TransRisk" score. Both are "Excellent."
In my estimation, both seem higher than they should be (although it has been 4 months since I checked my official scores).
Interestingly, I have found about the opposite. I just received a Transunion report yesterday showing my score at 755 when CreditKarma lists it at 738 currently. My score on Quizzle within a week of a credit application was 762, and the actual Experian score was 789. I have a lot of new lines of credit, and I think that CreditKarma and Quizzle may be punishing me more for that than the actual scores. I also have a HELOC, and it may be that they treat the HELOC differently from the actual credit bureaus.