The first request I made required 100,000 points and $1000.00. I canceled that request and rebooked. This time I got a confirmation that said I only needed the 100,000 points. That's more like it as long as the plunge pool comes with it. Wife is currently Platinum but will probably be Gold in 2012. I don't see much difference other than the additional 25% bonus points and the so-called welcome gift.