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Old Aug 21, 2011, 7:48 pm
  #4  
drbobguy
 
Join Date: May 2011
Posts: 668
My understanding is that Chase and AGR split the first-use bonus points. So if the bonus is 12,000 points, each of them puts in 6,000 points. This matters because apparently for the better offers AGR will only deposit the points if you're targeted.

I'm not 100% certain about this, but the 32,000 offer is targeted, so if you apply you may only get the 16,000 miles from Chase while AGR refuses to deposit their 16,000 into your account. Still that's better than 12,000, so it's worth a shot.

I just applied for the 32,000 because I have a bunch of Amtrak travel coming up in the next 4-5 monthts (10 trips or more). I was declined but am hoping I can get through for reconsideration. I've done so many other CC signups in the past 6 months it doesn't surprise me, but those were all for airline miles that I only need for vacation, whereas the Amtrak travel I have to do one way or the other, and I'd prefer to save the money if possible.
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