Originally Posted by
alexb133
My Canadian-issued Amex card is my best friend when I travel outside the country (which is almost weekly). It calculates the foreign currency into CAD without any fees.
I would imagine US-issued cards also come with no foreign transaction fees.
AMEX doesn't charge FTF no matter where it's from.
They are charging you a small currency conversion fee. But, if your card is US based, you won't have this happen in Panama because its already in USD.