Originally Posted by ed765

My experience is with Bank of America.

My latest problem is that a deposit of $4,000 in US mint cards was accepted and credited with a receipt. I then moved the money out.

A mysterious deduction of -$322.93 on December 15 from my account came to made.

This apparently related somehow to either a $2,000 deposit on Nov. 10, or a $2,000 deposit Nov. 18. Notice the long delay


About three weeks later they debited my account$322.93 claiming the coins when finally counted had been miscredited. There is an obvious error since a deposit of only dollar coins could not produce an error end in cents. So far I have not been able to get this corrected.

While going by the branch to learn more, I made another deposit of coins. The branch had been told not to accept and credit them , but to send them for counting. When finally credited, the amount had odd cents, again indicating a counting problem.

The branch said the original deposit had sat there for a while, and then I made the second deposit, and since that was more money than they had room for, they then sent it in.

My original phone complaint produced a representative that could not explain anything. He could not even confirm it was a coin counting problem. I was promised an investigation with an answer within a week. I have still to receive the written answer promised.

My original idea which was that since the business account was supposed to accept up to $10,000 in coins each month, I could deposit US mint coins and meet the $750 requirement per month on a BOA offer for a new business account to earn $200 (expired). Instead, it just produced a monetary loss, and a major headache.