So here's some real life experience:
- Had a bunch of Citi cards in past (so am definitely not a first time customer) but never VISA business
- Did not get any e-mail for any offer
- Just applied using link above for 75k offer and got "decision in a week" message
- Called number provided and asked for instant decision, and was approved
- CSR verified no annual fee and 75,000 miles after $1,500 spend
Very productive morning!
PS I don't agree with the statement above about personal info in the link. The link is generic and I don't think the offer is targeted. And I don't think that "instant approval or nothing at all" is correct.