Originally Posted by
SectionChief
There is no magic number because in most cases AMEX will never re-open closed accounts [usually if they were in default]. The best way to know is to call them direct to know what caused the closure in the first place and to ask about re-instatement. Blindly re-applying without knowing leads nowhere [i.e. continued denials].
It was only due to a financial review. I guess he stated that he had a larger income than he could prove.
Do you think if he gives very exact numbers for income that he can verify, that he will be approved?