Originally Posted by
AEsco48
CitiBank Visa for 5 years, over avg $40k per year
....
I am 25 years old.
.... put $15k per year said…
That's a lot of spending for a 20-25 year old.... anyways, your age isn't a factor in the credit analysis. In addition, it sounds like you have good enough credit history to have gotten approvals from Citi and AMEX.
Write a reconsideration letter, and they might approve.