Originally Posted by
divemistressofthedark
Do realize you have to have purchased the airline ticket with your PLAT to invoke the insurance...I realize this is of no help now, just sayin' for future reference.
[snip]
Of course, the picture may be totally different for the non-U.S.-based protection.
Good luck, sincerely.
It is. For UK-denominated cards the only element of the insurance that requires the purchase to be charged to Amex is the 'Purchase Protection' element. No such restriction applies to the travel insurance components.
The actual eligibility criteria are for UK-denominated Platinum charge cards are;
The benefits summarised in Platinum Card Travel Insurance Benefits (Section 1) in this document are dependent upon an American Express Platinum Card being issued, the Platinum Card account being valid and the account balance having been paid in accordance with the Card agreement at the time of any incident giving rise to a claim and upon the use of the American Express Card in Platinum Card Retail Insurance Benefits (Section 2). American Express Services Europe Limited will give you notice if there are any material changes to the policy or if it is cancelled or expires without renewal on equivalent terms.
No mention at all about the need to have paid with an Amex card, except specifically for 'Purchase Protection' claims