Senior Moderator; Moderator, Eco-Conscious Travel, United and Flyertalk Cares
Join Date: Jun 1999
Location: Fulltime travel/mostly Europe
Programs: UA 1.7 MM;; Accor & Marriott Pt; Hyatt Globalist
Posts: 17,831
Happy: The person fraudulently used your card for a health club membership? That seems like just asking to be caught.
That is true with any recurring charge. They are already pre-approved and will go through on a canceled card. The bad part of recurring charges is that if you close an account and forget you have recurring charges (your own authorized charges, not fraudulent ones), the credit card company will hit you up for all sorts of additional charges for the charge going to a closed account and whatnot. So not getting a new card won't even do it in that case. You do need to contact the merchant and put a stop to the recurring charges.