Do you leave your house unlocked? Do you leave your car keys in the ignition? Though you know you can still be burglarized or your car stolen, you probably lock up and keep your keys in your pocket. While I can answer yes to both questions in my rural town, when I travel I take reasonable precautions. A thief dedicated to robbing you at home or while traveling is going to get the job done. The more savvy you look, the more prepared you are, the less you are going to attract the street thieves who depend on stealth, speed, and an easy mark. I have a PacSafe fanny pack that locks on, and worn off to the side makes a nice armrest. While I actually use it more in the wilderness to keep my survival gear on my person in case of seperation from my mighty steed, I take it when I travel to places I wouldn't want to carry a bag. Nothing is 100% able to keep you safe, but, hey, it's a nice enough looking bag and suitable for male or female.