Flyertalk.com : Top Travel Credit Card Reviews

Rick Ingersoll, also known as "The Frugal Travel Guy," is an expert in frugal traveling and flying for free. His mission is to help people see the world at affordable prices, just as he's done for himself. Rick is an expert in rooting out the best travel deals and accumulating airline frequent flyer miles and hotel points.

To date, he's collected over 5 million frequent flyer miles and used it to visit 63 different countries at deeply discounted prices.

Rick has put together the most comprehensive source for finding great travel reward credit card offers with excellent signup bonuses and benefits. Read his reviews below to see who Rick thinks is bringing the most value to travelers today!

Card Provider
APR
Annual Fee
Rewards
Rating
N/A
$0 introductory annual fee for the first year, then $65
Starpoints
  • StarpointsŪ bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • Redeem StarpointsŪ at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates
  • Earn up to 5 StarpointsŪ for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred GuestŪ program
  • Earn 1 StarpointŪ for each dollar of eligible purchases
  • $0 introductory annual fee for the first year, then $65
  • Terms and limitations apply
 
N/A
$0 introductory annual fee for the first year, then $95
Delta SkyMiles
  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
 
N/A
$0 introductory annual fee for the first year, then $95
Delta SkyMiles
  • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free- for up to 8 people on your reservation- on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
 
N/A
Introductory annual fee of $0 for the first year, then $175
Membership Rewards
  • Earn More: earn 25K Membership RewardsŪ points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175
  • Terms and Restrictions Apply
 
N/A
No Annual Fee
ThankYou Points
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee
 
DISCLAIMER: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. Flyertalk.com has financial relationships with some of the cards mentioned here, and Flyertalk.com may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.

This site is for entertainment purpose only. The owner of this site, Internet Brands, Inc., is neither an investment advisor nor a financial planner and doesn't not work in the financial industry. The opinions expressed in this site, unless the sources are otherwise explicitly given, are the author's own, and under no circumstance should be considered as suggestions or advices to anybody. If you decide to follow what have been discussed on this site, you are solely responsible for the consequences of your own action. In accordance with the latest FTC guidelines, I am required to disclose any relationship I have with a product manufacturer or service provider when I write about the product or service on this site.

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I don't pay for the products or services I write about, except those I purchased for my personal use. In almost all cases, the manufacturer or service provider approaches me first and provides a product or an access to the service for free. I don't speak or act on behave of a product manufacturer or service provider. Instead, I always give my honest options about a product or service in posts where such a product or service is mentioned If I create a link to a product or service in a post, that link may be an affiliate link. If you decide to purchase the product or service through an affiliate link, I will get paid a commission. Any rate information or third party offers listed on this site could change without advanced notice and may be out of date. For the latest rate or offer information, please consult with the concerned party. I strive to keep all information on this site up to date, however that's not always possible given how quickly those information could change.